In the meantime, I've discovered many pluses:  Electric bill for 1st month?  $39.  Yes - 29 days and our bill is $39.  That's ONE TENTH of our summer bills at the house.  I realize the weather has been fabulous and the windows/glass doors have been open non-stop to take in those creek-front breezes, but still.  I've NEVER had a bill remotely close to that in the house.  Happy dance.  :)
Another plus?  We met more neighbors in our first week here than we did in 10 years at the house.
#3 - ten minutes 10 MINUTES from the beach.  We've been in Savannah for 13 years and we FINALLY are close to the beach.  Have we visited yet?  Well, now that's a different story.
Numero Quatro in the plus column:  it's much quieter than we thought it would be.  I occasionally have the stompy neighbor upstairs - but it's rare that I actually even hear that.  
#5: still close to Target, Home Depot, Jalapeno's - everything I need within 15 minutes.  I can even ride my bike to Kroger.  :)
To sum it up, we love it.  Is it perfect yet?  No.  Does it have potential to be?  Well, of course.  Everything in life has the potential to be perfect - life is what we make it.  Choose to be happy here and now.  
PS.  Negatives?  Yep.  Loudest laundry closet/washer/dryer set up EVER.  But we're working on that.  Walking the easily distracted wieners in the dark, cold mornings?  Also sucky - but doable.  Leaving my comfortable, friendly gym?  Ick.  But on the prowl for a new place to teach.  Lack of storage?  Uh huh.  But that is part of "The Plan" and so I might need to move that to the Plus list...
Happy November everybody!